Loans & Financing Solutions

Access flexible, member-friendly loans designed to support your goals

Explore Our Loans

Loan Products & Services

Choose from our range of flexible loan products, each designed with member needs in mind. All loans are competitive, transparent, and backed by personalized member support.

Normal / Ordinary Loan

Term financing for larger member needs with extended repayment options.

  • Max AmountBWP 400,000
  • Max Duration120 months
  • Re-financingAvailable
  • EligibilityMember for at least 12 months, regular savings record
Enquire

Emergency Loan

Short-term emergency financing to help members in urgent situations.

  • Max AmountBWP 30,000
  • Max Duration24 months
  • Re-financingNot available
  • EligibilityMember for at least 3 months, regular savings record
Apply

Quick Loan

Very short-term micro loan for immediate small expenses.

  • Max AmountBWP 3,000
  • Max Duration1 month
  • Re-financingNot available
Apply

Home Improvement Loan

Financing to help members upgrade, repair or improve their homes.

  • Maximum AmountBWP 20,000
  • DurationUp to 36 months
  • FeaturesRe-financing available during term
Apply Now

Short Term Loan

Quick short-duration credit to cover smaller urgent needs.

  • Max AmountBWP 80,000
  • Max Duration36 months
  • Re-financingAvailable
  • EligibilityMember for at least 6 months, regular savings record
Apply

Coop Advance Loan

Small cooperative advances to support short-term member cashflow needs. Best for school fees.

  • Maximum AmountBWP 30,000
  • DurationUp to 12 months
  • Re-financingAvailable
Apply

Need Help Choosing a Loan?

Our loans team is here to guide you through the process and find the right financing solution for your needs.

Loans Office: (+267) 316 2250 | Email: info@ditswammungsaccos.org.bw